Dental Insurance Powell
Your Quick & Easy Guide to Insurance
At Powell Dental Group, we want to make it as easy as possible for local families to come see us, and that includes ensuring that their care is always affordable. That’s why we accept virtually all dental insurance plans, and below, you’ll find a few helpful tips on how to maximize your benefits every time you come to see us.
Dental vs. Medical Insurance
On the surface, dental and medical insurance are fairly similar. You pay a monthly premium, and this gives you discounts on a variety of healthcare services. There is an important difference, however; medical insurance is more tailored towards helping people deal with sudden, serious problems like a heart attack or car accident.
Dental insurance, on the other hand, is more focused on prevention. This is intended to help patients handle common problems early so they don’t have the chance to turn into bigger (and more expensive) ones later.
How to Get the Most Out of Your Plan
While every dental insurance plan is a little different, most have benefits that break down like this:
- Preventive care is covered by 80-100% (checkups, cleanings, fluoride treatments, X-rays, dental sealants).
- Restorative care is covered by 40-75% (fillings, crowns, dentures, root canals, extractions).
- Cosmetic care is NOT covered because it is deemed elective (teeth whitening, direct bonding, porcelain veneers).
- Some plans also offer benefits for orthodontic treatments, though many are only for patients under 18.
With this in mind, the best way to get the most out of your plan is to simply attend your two recommended checkups and cleanings each year. You’ll pay little to nothing out of pocket for these appointments, and they’ll ensure that a cavity or infection is taken care of as quickly as possible, helping you avoid the need for more involved procedures.
Save Whether or Not We’re In-Network
Our practice is in-network with the following providers:
- MetLife
- Delta Dental Premier
- United Concordia National Fee-for-Service Plan
- Superior
- Guardian
- Aetna (Select Plans)
- Cigna
- Tri-Care
- Always Care
- Ameritas
- Anthem
- Lincoln
- Meritain
- Principal
- Sun Life
- Wellpoint/Unicare
Don’t see your provider on this list? At Powell Dental Group, we accept virtually all insurances, and if we are out-of-network with your plan, just give us a call, and we’ll be happy to explain how we can still use your benefits.